International Banking Leader

Yuliia Lukianenko

International Financial Systems Leader & Transformation Expert

Driving large-scale transformation across global banking — from operations and customer experience to strategic execution and people leadership.

PORTRAIT
20+
Years in Financial Services
About Me

A career built across continents and institutions.

Over two decades of international experience in banking, transformation, operations, customer experience, and people management. I have led complex, market-defining initiatives — from branch network optimization to enterprise-wide digital transformation.

My career spans leading global and regional financial institutions, where I built and scaled high-performance teams, delivered measurable commercial impact, and elevated customer experience to new standards.

BMOUnited States
Credit Agricole BankInternational
Raiffeisen BankUkraine
Experience & Achievements

Measurable impact across markets.

A track record of delivery — quantified in performance, growth, and people.

20+
Years in financial services
1100+
Employees managed
150+
Branches managed
+11%
Sales productivity growth
+20%
Loan portfolio expansion
#1
Annual sales performance (2019)
Top Performer 2024 / 2025
#1
Retail Banking in market 2024 / 2025
Publications & Media

Featured insights & commentary.

Selected appearances and articles across leading industry publications.

ForbesMarch 2025

The Future of Customer Experience in Retail Banking

A featured perspective on how AI, branch networks, and human-centred design are converging to redefine the modern banking journey.

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Banking ReviewNovember 2024

Leading Transformation in Volatile Markets

Case study on driving operational excellence and resilient growth through a period of unprecedented economic disruption.

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The BankerJuly 2024

People First: Building Teams That Outperform

Reflections on talent development, culture, and the leadership disciplines behind 1,100+ person organizations.

Read article
Research & Scientific Works

Selected academic contributions.

Peer-reviewed research and white papers on banking systems, transformation, and operational strategy.

Working Paper2024

International Financial Systems & Cross-Border Operating Models

A comparative study examining operating-model design across North American and European retail banks.

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Conference Paper2023

Branch Network Optimization in the Post-Digital Era

An empirical framework for redesigning physical distribution networks in mature retail banking markets.

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Journal Article2022

Customer Experience as a Strategic Lever in Banking

Quantitative analysis linking CX investment to commercial performance across emerging European markets.

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Testimonials

What colleagues & partners say.

Yuliia combines rare strategic clarity with operational discipline. She doesn't just plan transformation — she delivers it, every quarter.

MK
Marek Kowalski
SVP, European Retail Banking

A leader who genuinely scales people. Her teams consistently outperform — and they grow into the next generation of banking executives.

AS
Anna Schmidt
Managing Director, Strategy
Skills & Expertise

Areas of leadership.

01
International Financial Systems
02
Banking Transformation
03
Sales Strategy
04
Branch Network Management
05
Customer Experience
06
People Management
07
Operations Management
08
Strategic Execution
Get in Touch

Let's talk about transformation.

Whether you're scaling a banking operation, redesigning customer experience, or planning the next phase of growth — I'd be glad to connect.

Book Free Consultation